Private Credit

Private credit offers investors access to yield generated through direct lending to companies, assets, and projects that fall outside the scope of traditional bank financing. As banks have retreated from certain lending areas, non-bank lenders have stepped in to provide flexible capital solutions. Our private credit strategy focuses on senior-secured and asset-backed opportunities where we can underwrite collateral, cash flows, and covenants with discipline. We target companies with resilient business models, strong sponsor backing, and clear paths to repayment. Diversification across borrowers, industries, and loan structures reduces single-name risk. We maintain close relationships with borrowers and sponsors, enabling early detection of stress and proactive workout management when necessary. The income profile of private credit can enhance portfolio yield while exhibiting lower correlation to public equity markets. We match liquidity terms to the underlying assets and provide transparent reporting on collateral performance.